Laurel Maryland Accident Attorneys - Consumer Alerts - August 2010

Make sure your automobile insurance policy includes sufficient policy limits for Uninsured
Motorist and Underinsured Motorist coverage.

Uninsured Motorist coverage provides coverage to you if you are involved in an accident with the operator of an uninsured automobile. Your insurance company will pay your damages up to your Uninsured Motorist policy limits. This includes medical bills, lost wages, and pain and suffering. Underinsured Motorist coverage provides coverage to you if you are involved in a collision with the operator of a motor vehicle who does not have enough insurance to cover all of your damages. Your insurance company will pay for your damages above the other driver's insurance coverage up to the amount of your Underinsured Motorist policy limits. These coverages are necessary because there are operators of motor vehicles in the Washington metropolitan area that are uninsured or underinsured. If you don't have sufficient coverage, you run the risk of receiving no compensation or inadequate compensation for your injuries as a result of a motor vehicle collision. Speak with your insurance company or insurance agent to ensure that you have sufficient coverage to protect you.


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