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By J. Robb Cecil
Founding Partner
If a government transit agency like the MTA injured you, Maryland law requires written notice of your claim within one year, with a separate three-year deadline to file suit.

If you are injured on public transportation in Maryland, you may be entitled to compensation for your medical bills, lost wages, and pain and suffering, but the deadlines are far shorter than in a typical accident when a government agency runs the bus or train. One moment you are riding to work, and the next a sudden stop or a collision leaves you hurt and facing bills you never planned for. Because systems like the Maryland Transit Administration are public agencies, the law gives you limited time to act. Our Maryland bus accident attorneys at McGowan & Cecil, LLC protect injured passengers and their right to recover.

Public Transit Operators Owe Passengers the Highest Duty of Care

Maryland treats bus lines, light rail, trains, and other public transportation systems as common carriers, and that status matters. A common carrier owes its passengers the highest degree of care for their safety, a standard higher than the ordinary care that drivers owe one another on the road. If a transit operator falls short of that duty and you are hurt as a result, you may have a claim. A carrier is not, however, an automatic insurer of your safety. To recover, you generally must show that the operator owed you a duty, failed to meet it, and caused your injury, and that you suffered real harm such as medical bills or lost income.

A Government Agency Probably Operates Your Bus or Train

Most public transportation in the region is run by the government, and that changes how your claim works. Maryland’s public transit network, including local buses, light rail, the Baltimore Metro subway, and MARC commuter trains, is operated by the Maryland Transit Administration, a state agency. Other routes are run by county or city governments. Government agencies are protected by sovereign immunity, which historically shielded them from lawsuits. Maryland has waived that immunity for many injury claims, but only if you follow strict notice rules and short deadlines that do not apply to a crash between two private drivers.

Claims Against the MTA Begin With a One-Year Notice

If the Maryland Transit Administration injured you, the law treats a written notice as the first step of filing a claim, not the lawsuit. Under the agency’s own claims statute, state law sets a strict one-year deadline to deliver a written notice of your claim to the MTA’s Administrator. That notice must describe the nature of your claim and the date and place it happened, give your contact information, and be signed.

The agency then has a chance to accept or deny the claim, and you must file any lawsuit within three years of the injury. One important difference works in your favor. Unlike claims against the State or against a local government, the MTA’s claims statute sets no dollar cap on what an injured passenger can recover. Maryland’s general limit on non-economic damages, such as pain and suffering, can still apply.

County and City Transit Systems Follow Different Rules

When a county or municipal system causes your injury, a separate law, the Local Government Tort Claims Act, controls. It also requires written notice within one year, but that notice must state the time, place, and cause of your injury and go to the correct local official, such as a county attorney or city solicitor.

The deadlines and the recipient vary from one county to the next, so identifying the right governmental body quickly is essential. Local governments also benefit from a damages cap. In most cases, recovery is limited to $400,000 per person and $800,000 for all claims that arise from the same incident.

Being Even Partly at Fault Can Bar Your Recovery

Maryland follows one of the harshest fault rules in the country. Under the state’s contributory negligence rule, a passenger who is found even partly responsible for an injury can be barred from recovering anything at all. Even being found one percent at fault can defeat an otherwise strong claim. Insurers know this, and they often argue that you contributed to your own injury by, for example, standing while the bus was moving or failing to hold a rail. That is one reason careful documentation and early legal help matter so much in transit cases.

Steps to Protect Your Claim After a Transit Injury

What you do in the days after a transit injury can decide whether your claim succeeds. A few steps make a real difference:

  • Get medical attention right away, and follow through on your treatment.
  • Report the incident to the driver or operator, and ask how to obtain a written report.
  • Write down the route, the vehicle or train number, the time, and the exact location.
  • Photograph the scene, any hazard involved, and your visible injuries.
  • Collect names and contact information for witnesses, and keep your fare receipt or card.
  • Be careful about giving recorded statements to the agency or its insurer before you speak with a lawyer.

Because the notice deadline can arrive long before you have finished medical treatment, talk to an attorney about your passenger injury claim as soon as you can.

Frequently Asked Questions

How long do I have to file a claim against a Maryland transit agency?

For the Maryland Transit Administration and for county or city systems, you generally must give written notice of your claim within one year of the injury. A lawsuit itself usually must be filed within three years. Because the notice deadline comes first and is much shorter, it is the one to watch.

Can I recover if I was a passenger and did nothing wrong?

Yes. Passengers who are simply riding are rarely at fault, which often makes their claims stronger. You still must prove the operator was negligent and meet every deadline, but doing nothing wrong removes the contributory negligence defense that can defeat other claims.

What if a private company, not the government, runs the bus?

Some shuttles and charter buses are privately operated. Those claims follow ordinary personal injury rules and the standard three-year deadline, without the special government notice requirement. Identifying who operates the vehicle is one of the first things to sort out.

Talk to a Maryland Public Transportation Injury Lawyer

If you were hurt on a bus, train, or other form of public transit, the rules are strict and the deadlines are short. At McGowan & Cecil, LLC, our Laurel based team brings more than 120 years of combined experience to helping injured Marylanders hold negligent parties accountable, with real, human service at every step. Contact McGowan & Cecil, LLC today for a free consultation. We handle injury cases on a contingency fee, so you pay nothing unless we recover for you.

About the Author

J. Robb Cecil is a founding partner of McGowan & Cecil, LLC, and has been representing injury victims in Maryland for decades. With extensive experience in personal injury, workers’ compensation, and civil litigation, he is known for his strategic approach and dedication to achieving results for his clients. Mr. Cecil takes pride in delivering personalized legal representation and helping clients navigate some of the most difficult times in their lives.