The recent expansion of rideshare services throughout the United States has provided a wealth of new opportunities for both workers and consumers. However, novel rideshare services like Uber and Lyft have also introduced new challenges, especially when it comes to auto insurance claims. If you or someone you know ends up injured in an accident while riding in a Lyft or Uber vehicle, or if you are struck by a rideshare driver during their shift, you may be wondering how you’re supposed to be compensated for your injuries.
The experienced legal team at McGowan & Cecil, LLC is here to help. Our Laurel rideshare accident attorneys understand the ins and outs of all kinds of auto insurance claims and can help you receive compensation to cover your medical bills, lost wages, and other expenses if you have been involved in an accident with a rideshare vehicle.
Call (301) 761-2007 or contact us online to speak to a lawyer during a free case evaluation.
Who Is Liable for Damages After an Uber or Lyft Accident in Maryland?
Like most auto accident cases, you will want to file an insurance claim against the driver who was at fault for the accident.
If you were riding in an Uber or Lyft and another motorist hit the vehicle, you can file an insurance or personal injury claim against that motorist. However, if you were injured due to the negligence of a rideshare driver, you will have to file a claim against them according to the rideshare company’s policy.
Fortunately, both Uber and Lyft require that their employees carry third party liability insurance coverage to pay up to $1 million for personal injuries and property damage per accident. These policies only kick in if the rideshare driver was on the clock at the time of the crash and their own insurance coverage has been exhausted, however.
In situations such a hit and run in which the responsible driver is unknown, or if the at-fault motorist does not have adequate insurance coverage, the ridesharing company’s uninsured/underinsured motorist (UM/UIM) insurance coverage will kick in. This provides up to $1 million in coverage per accident.
Steps to Take After a Rideshare Accident
Like any car accident claim, rideshare accident claims require proof showing who exactly was at fault for the accident. To best protect your claim—and yourself—after an accident, collect as much evidence as you can at the scene and get the claims process started right away.
If you have been in a rideshare accident in Maryland, do the following as soon as you can:
- Call an ambulance to the crash scene if anyone is seriously hurt
- Contact the police and stay on the scene while they file the accident report
- Take as many photos of the accident scene as you can right away, including pictures of tire skid marks, the vehicles, weather conditions, injuries, and any property damage
- Write down the insurance and contact information of all motorists involved in the crash
- Find any witnesses and write down their names and contact information as well
- Visit a doctor even if you don’t feel injured—a medical professional may be able to diagnose a brain or other internal injury you are unaware of; plus, medical records will help with your claim
- File an accident report with Uber or Lyft
- Contact an experienced rideshare accident attorney in your area
Our rideshare attorneys serve clients throughout the Baltimore-Washington metropolitan area. We will get you the just compensation you deserve if you have been injured in a crash involving an Uber, Lyft, or another ridesharing vehicle. If you delay seeking legal advice, evidence essential to your claim may be lost.
Contact us now to get started on your claim with a free consultation.
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