Who Pays Your Medical Bills After a Car Accident?

Money and coins falling out of a wallet

Did you know that when you are hurt in an auto accident that your medical bills and lost wages will not be paid upfront and as the case develops but instead at the end of the case with a final settlement or verdict? No matter how severe your injuries or extensive your medical bills, you should not expect any sort of payment or coverage from a third party until your case comes to a successful close.

Beware Insurance Company Promises

Imagine that you are hit by a reckless driver. It is clear that they are to blame for what happened. The severity of your injuries sends you to the emergency room. Currently, you are out of work and the going is rough, to say the least.

Later on, you get a call from the other driver’s insurance company and the first thing they tell you is that they have accepted liability and will be responsible for your medical treatment costs. This sounds like great news — but don’t be lulled into a false sense of security. The insurer might say that they will take care of you but they won’t pay you as your bills come in. Even in the end, when they do pay for your bills, they are going to try to minimize your suffering and the value of your claim, so they can get away with paying much less than you actually need and deserve.

Protect Yourself with a Lawyer

To stop an insurance company from walking all over your claim and recovery, you should hire a lawyer like those you can find at McGowan & Cecil, LLC to help you through the confusion, turmoil, and frustration. Your life can feel like it was turned upside-down, but our attorneys are here to make certain you stay right-side-up and on track to a fair recovery amount.

Quite often, our clients come to our law firm under the mistaken impression that the responsible party and their insurance provider will pay for their medical bills and wages while they are in the hospital and out of work. They believe this will happen because the opposing insurance company will make it seem like that it will. Unfortunately, we have to say that it does not work this way. A workers’ compensation claim can pay bills and provide missing wages as they are incurred, but personal injury claims do not. Only after a settlement is reached or an award is ordered through litigation will the adverse party pay you – we cannot stress this enough.

Trust McGowan & Cecil, LLC to Get You Through This

Let our firm help you through all the complexities and challenges that are involved in a typical motor vehicle accident claim. Our mission is to maximize your damages through careful calculations and pursue every last penny with tenacity and focus. Our promise is to do so while also putting your fears and anxiety to rest by confidently navigating the entire process on your behalf.

To schedule a free consultation with our law firm in Laurel, call (301) 761-2007 now.

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