Single mother with physical disability discovers holiday cheer

Anyone who has been involved in a serious car accident on Maryland roads knows how quickly an injury can turn a person's life upside down. Tasks that once were easy suddenly become difficult. The effects of the injury can be so severe that working becomes impossible, which is why many people in this situation apply for Social Security disability benefits.

For those in Laurel who receive disability benefits, they know how much help they provide in meeting financial obligations, but they probably know how tough it can be to maintain a budget on a fixed income. A single mother of two has become acutely aware of this particular reality over the last four years.

A freak car wreck forever changed the life of a 37-year-old mother. In the immediate wake of the accident, her brain injuries were so serious that she "had to learn to walk and talk all over again." Today, she's glad to be alive and able to be with her teenage daughters this Christmas.

Yet this time of year is often difficult for the woman and her kids. She wants to be able to provide a memorable holiday for her family, but it's next to impossible with her meticulously-planned budget, which is largely derived from SSD income. She knows that extra or unexpected expenses can put her into serious financial distress.

This year, a local organization will be providing gifts to her children, so the woman is joyful that her children will have positive memories of this holiday season. In fact, the woman wishes she would still be able to do that kind of charitable work herself, but her medical condition prevents her from doing so.

This woman's situation is a good example of why it's important to proceed thoughtfully when applying for disability benefits. Having a trustworthy advocate acting on your behalf can help to make sure the benefits you receive will be enough to cover regular obligations and keep your family healthy and happy.

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