Can you work and receive SSDI benefits?
Whether you have been severely injured in a workplace accident or have acquired a disability that makes it hard for you to engage in certain work activities, you may rely on Social Security Disability Insurance to make ends meet. These benefits can help disabled people in Maryland and across the country who are unable to work full-time and cannot earn enough money to financially support themselves. Even if you are eligible to receive SSDI, however, you may be able to continue working in some capacity.
The Social Security Administration has implemented certain work incentives and programs to encourage and reintegrate people who receive SSDI back into the workforce. Research shows that people who are able to perform in some type of position may actually show signs of mental and/or physical improvement in their condition. Working gives people a sense of worth and the belief that they are contributing to something that leads to a common good.
Once you are able to rejoin the working community, you will not lose your SSDI benefits immediately. The SSA allows a nine-month trial period where you will continue to receive your full SSDI benefits while working. During this time, however, you must report all of your earnings to the SSA, as well as the number of hours that you worked. The trial period begins when you earn more than $810 a month and may be extended for up to 36 months after the initial nine-month period has passed. If you make more than $1,130 a month, however, your benefits may be discontinued.
This information is intended to educate and should not be taken as legal advice.